You try hard day in and day out to attain a high level of credit worthiness. You make your monthly payments on-time like clockwork, but then you come to a fork in the road. Maybe business is slow this time of the year or maybe its a holiday season and you had to budget in […]

Your credit score is calculated by using lots of credit related information about you. All of this information fits into one of five categories, each varies in overall importance when calculating your score. The Five Categories:   Considering the above breakdown of categories by importance, realize that Payment History and Amounts Owed carry significant importance […]