How Does Credit Repair Work?

A big part of credit repair involves dealing with your existing credit history.

This involves finding and confronting any inaccurate, unverified, or unfair items that are negatively hurting your score.
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You're Not Just a Number—You're a Consumer with Rights.

Disputing inaccuracies on your credit report can be one of the most effective ways to ensure your credit health is accurately represented.
It can be a detailed and lengthy process. But we're here to help!
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Here's Where Cake Credit Shines

Navigating credit disputes can feel like a maze. That’s where we step in. Cake Credit Repair has helped tens of thousands of clients just like you, and we understand the ins and outs of how the bureaus operate.
Our experience has allowed us to fine-tune our dispute letters and language to effectively communicate and challenge inaccuracies on your behalf.
Why Go It Alone When You Don’t Have To? Here's How We Help You
  • We assign a dedicated credit professional focused on your needs, who coaches you diligently to qualify for a mortgage loan as quickly as possible.
  • We offer customized coaching based on your credit profile.
  • We provide reliable score updates – including monthly credit reports from all three bureaus, so we can indicate the areas you need to work on with us.
  • Custom Credit Bureau Disputes - our team takes charge by crafting and managing custom disputes on your behalf. We directly address inaccuracies with the credit bureaus, leveraging our expertise to advocate for your credit rights.

Here's What We Do


Yes, I want to work with you so I can raise my
credit score and become a homeowner or
achieve my other financial goals.

It’s easy! Just fill out the simple form and we will contact you.
Credit Repair
Best time to call

If you're ready to start our services immediately Sign up now or if you have any questions please don't hesitate to contact us at 888-715-CAKE


    See what our clients say about us

    "Cake Credit Repair has helped fix my credit score and get me back on track. After 6mos of working with them, I was able to get approved for a credit card and start rebuilding my credit. After a year, I am finally able to be preapproved for a home loan!! I'm very thankful for the help and guidance of Cake Credit Repair!"

    See what our clients say about us

    "5 Stars is Not Enough To Give The Wonderful Staff at Cake Credit. Everyone there Has Gone Up And Above What I had Ever Expected. If You Are Trying To Clean Up your Credit on your Own, Quit wasting your time. Cake Credit has the Most Advanced methods I have ever Seen. In the 1st Month, they were able to Wipe Out Some of My Judgments (BIG ONES). They Contacted Me Right After They cleared another Debt. WOW! Where else can you get such Service? Everyone I have Talked to There Has Been So Helpful. The Price Is So Reasonable too. These People at Cake Credit are on Top of There Game. No one Drags their feet in that office. Thank you again To All At Cake Credit. As Soon As My Credit Scores Cleans Up, They will also Help Get Me In The Direction Of a Home Mortgage."

    See what our clients say about us

    "I want to thank you for your time and patience you gave me while working on cleaning up my credit report. Together we set a goal of six months and that goal was accomplished in less than 4 months. I really like the way you stayed in contact with me via phone and email (a real person on the phone) you made me feel so comfortable with compassion and the honesty you displayed towards me. Now, I have nothing in collections, my credit score has gone up and I'm pre-approved for a mortgage. I just wanted to say "Thanks" from the bottom of my heart."