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Credit Score Guru Quiz
Does checking your credit score hurt your credit?
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Preview
Yes, definitely
Not at all
Does everyone have a credit score?
Yes
No
How long do most negative items, like late payments, stay on your credit report?
*
2 Years
7 Years
10 Years
Forever
Paying off which of the following will MOST likely improve your credit score?
*
A credit card that's at 50% of its credit limit
A mortgage that has never been late
An auto loan with one year of payments left
What factor influences your credit score the most?
*
Length of credit history
Types of credit in use
Payment history
Inquiries
Which of the following is NOT a major credit bureau in the United States?
*
TransUnion
Federal Reserve
Experian
What is 'credit utilization ratio'?
*
The ratio of your income to your debt
The percentage of your credit limit that you're using
The number of credit accounts you have open
There's only one type of credit score?
Yes!
No!
If you are human, leave this field blank.
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